</h1> <article> <h1>Comment on Will You Be Able To Explain The New Good Faith Estimate To Your First Time Home Buyers by First Time Home Buyer Loan | California Refinance</h1> <p>First Time Home Buyer Loan | California Refinance — Fri, 23 Jul 2010 16:04:02 +0000</p> <p>[...] Time Home Buyer Loan "First Time Home Buyer Loan" image from: <a href="http://www.michaelmekler.com/will-you-be-able-to-explain-the-new-good-faith-estimate-to-your-home-bu.." rel="nofollow">http://www.michaelmekler.com/will-you-be-able-to-explain-the-new-good-faith-estimate-to-your-home-bu..</a>. "First Time Home Buyer Loan" on TwitterHome mortgage » Blog Archive » Getting a home loan with [...]</p> </article> <article> <h1>Comment on FHA Increases Mortgage Insurance Premiums by FHA Increases Mortgage Insurance Premiums Debt on Me</h1> <p>FHA Increases Mortgage Insurance Premiums Debt on Me — Mon, 25 Jan 2010 00:08:12 +0000</p> <p>[...] here: FHA Increases Mortgage Insurance Premiums tags: change, diego, except-the-following, fha, hecm, loan, pay-monthly, programs, [...]</p> </article> <article> <h1>Comment on The Latest FHA Changes and the Benefits to The First Time Home Buyers by uberVU - social comments</h1> <p>uberVU - social comments — Sat, 23 Jan 2010 04:21:32 +0000</p> <p><strong>Social comments and analytics for this post…</strong></p> <p>This post was mentioned on Twitter by Michael_Mekler: The Latest FHA Changes And The Benefits To The First Time Home Buyers, <a href="http://ow.ly/Zqy0.." rel="nofollow">http://ow.ly/Zqy0..</a>.</p> </article> <article> <h1>Comment on The Latest FHA Changes and the Benefits to The First Time Home Buyers by Tweets that mention The Latest FHA Changes And The Benefits To The First Time Home Buyers | SAN DIEGO REAL ESTATE AND MORTGAGE REPORTS -- Topsy.com</h1> <p>Fri, 22 Jan 2010 19:04:27 +0000</p> <p>[...] This post was mentioned on Twitter by San Diego Mortgages, ZuckerTeam. ZuckerTeam said: The Latest FHA Changes And The Benefits To The First Time Home … <a href="http://bit.ly/7b1HY3" rel="nofollow">http://bit.ly/7b1HY3</a> [...]</p> </article> <article> <h1>Comment on FHA Announces Policy Changes to Address Risk and Strengthen Finances by Tweets that mention FHA Announces Policy Changes to Address Risk and Strengthen Finances | SAN DIEGO REAL ESTATE AND MORTGAGE REPORTS -- Topsy.com</h1> <p>Thu, 21 Jan 2010 00:33:14 +0000</p> <p>[...] This post was mentioned on Twitter by San Diego Mortgages and San Diego Mortgages, San Diego Mortgages. San Diego Mortgages said: New Blog Post FHA Announces Policy Changes to Address Risk and Strengthen Finances <a href="http://ow.ly/16nQMd" rel="nofollow">http://ow.ly/16nQMd</a> [...]</p> </article> <article> <h1>Comment on Michael Jordan, “Maybe it is my fault………” by Tweets that mention Michael Jordan, “Maybe it is my fault………” | SAN DIEGO REAL ESTATE AND MORTGAGE REPORTS -- Topsy.com</h1> <p>Mon, 18 Jan 2010 00:25:44 +0000</p> <p>[...] This post was mentioned on Twitter by San Diego Mortgages and San Diego Mortgages, San Diego Mortgages. San Diego Mortgages said: Great motivational clip, Michael Jordan, “Maybe it is my fault………” <a href="http://ow.ly/Xqbu" rel="nofollow">http://ow.ly/Xqbu</a> [...]</p> </article> <article> <h1>Comment on Michael Jordan, “Maybe it is my fault………” by How to Jump Higher in Basketball » Blog Archive » Michael Jordan, “Maybe it is my fault………” | SAN DIEGO REAL ESTATE …</h1> <p>Sun, 17 Jan 2010 22:46:25 +0000</p> <p>[...] Read the rest here: Michael Jordan, “Maybe it is my fault………” | SAN DIEGO REAL ESTATE … [...]</p> </article> <article> <h1>Comment on San Diego Real Estate Outlook 2010 by Tweets that mention San Diego Real Estate Outlook 2010 | MORTGAGE REPORTS -- Topsy.com</h1> <p>Wed, 13 Jan 2010 02:25:44 +0000</p> <p>[...] This post was mentioned on Twitter by San Diego Mortgages, San Diego Mortgages. San Diego Mortgages said: New Blog Post San Diego Real Estate Outlook 2010 – By now we've all had a chance to read, listen and watch the econ… <a href="http://ow.ly/16kce9" rel="nofollow">http://ow.ly/16kce9</a> [...]</p> </article> <article> <h1>Comment on How can anybody forecast 14 years into the future of the Real Estate market? by Rachel LaMar, J.D.</h1> <p>Rachel LaMar, J.D. — Tue, 08 Dec 2009 04:48:24 +0000</p> <p>Michael,</p> <p>Great post. As a Realtor in the North San Diego area I agree with you that there are buyers out there and not a great selection of inventory. </p> <p>Although I agree with Steve that the lower inventory is effected the most (I wrote 9 offers for a client on homes around the $200,000 before getting one accepted due to multiple offer situations), in my opinion it also extends into the mid-priced homes. The selection is just not great enough and buyers are frustrated. </p> <p>Another big problem is lenders. The next wave of foreclosures will likely hit the high-end market (Rancho Santa Fe, Olivenhain and pricey homes over $750,000). This will present an opportunity for people in the mid-range homes who retained equity to move up, just as the price reductions on the mid-range homes have given first time buyers and renters the opportunity to move into neighborhoods they could not afford just a few years ago. But lenders will have to relax their death grip and start lending again if our housing market is to ever improve.</p> <p>Walking away from mortgages is a scary issue as well, and the more people that walk away, the less likely the lenders will be to release money for loans. Yet those who are struggling can’t get the lenders to negotiate modifications! Short sales are even worse, but hopefully the new short sale legislation will improve that It a dire situation and the Feds have been trying to stimulate the lenders, but progress has been slow.</p> <p>If we are to get this economy stimulated we need to address these issues, otherwise things will just get more difficult, in my opinion.</p> </article> <article> <h1>Comment on How can anybody forecast 14 years into the future of the Real Estate market? by Michael Mekler</h1> <p>Michael Mekler — Sun, 06 Dec 2009 05:53:51 +0000</p> <p>All you points are extremely valid and well received. My only argument to point #1 is that the real estate market could not recover due to interest rates being in the high teens. This had a huge effect in decreasing the purchasing power of the middle class. I believe it is highly unlikely that will ever happen again.</p> </article> </main></body></html>